What Is Social Security?

What is Social Security? Social Security is a supplemental retirement system that was established in 1935. The intent of Social Security is to keep retirees out of poverty, to provide a safe and stable monetary support system for the elderly, and to provide income for family members of a disabled or deceased worker. The three main Social Security programs are Social Security Retirement Benefits, Social Security Disability Benefits, and Social Security Survivors Benefits. How do you qualify for Social Security Benefits? Age: Individuals must be at least 62 years old to receive retirement benefits. Length of employment: Individuals must have worked for at least 40 quarters (over the life of their work experience) and paid into Social Security through payroll deductions (or on their own if self-employed). Disability Benefits: Eligibility is based upon a determination by the Social Security system along with the above listed qualifications (except for disability applicants under the... read more

What Are Your Rights When Arrested?

When Are You Under Arrest? Under Connecticut law, a police officer may make an arrest without a warrant under a variety of circumstances, most notably when the arresting officer has reasonable grounds to believe that an offense has been committed, or is in the process of being committed. As a consequence, the majority of arrests involving crimes that do not take place in the home are conducted without a warrant ever being issued. Since most arrests take place without benefit of a warrant, it is important to know when an arrest has actually occurred in order to invoke the many important rights trigged by the act of arrest. As a general rule, you are arrested whenever a law enforcement officer takes you into custody or otherwise deprives you of your freedom of movement in any significant way. In fact, you may be under arrest even though no one has actually used the word “arrest” or any comparable word. The fact that you have been deprived of your freedom of movement in some... read more

What to do if you are Involved in an Automobile Accident?

What to do if you are Involved in an Automobile Accident If you have the misfortune of being involved in an auto accident in Connecticut, don’t make an unfortunate situation worse. Keep a cool head and remember some basic rules: Stop Never drive away from an accident, even a minor one, without stopping to see whether there are damages or injuries. Connecticut law requires this. Protect the Scene Prevent further accidents by warning approaching vehicles. Use a flashlight at night. Set out flares or reflectors if available. Help Injured Persons Call the local police on secondary roads or state police on major highways. Report your location accurately. Request an ambulance and medical assistance if there are injured persons. Do not move the injured parties unless there is immediate danger from explosion or fire or traffic. Call Police Even if there are no serious injuries it is best to summon the police. An official police report may be of crucial importance to protect your rights... read more

Starting a Business

Perhaps the biggest decision facing a new business owner is the manner in which he intends to conduct business. The most common forms of ownership are a sole proprietorship (sometimes referred to as a d/b/a), a partnership, a corporation or a limited liability company. There are a variety of competing factors the business owner must assess before deciding how to proceed. Starting a business is a risky undertaking and there is a lot of concern about whether the owner will lose everything if the business fails. One of the most prominent features of a corporation or limited liability company is that they both shield personal assets from business liabilities. For example, if a corporation’s employee caused personal injury to another person, the injured party could not bring a lawsuit directly against the business owner as an individual and could not satisfy any judgment recovered out of the owner’s personal assets. The injured party would have to sue the corporation and any... read more

What Is A Will?

A will is a document meeting certain formal requirements by which an individual provides for the disposition or his or her assets after death. Who May Make a Will? In Connecticut, anyone who is at least 18 years old and of sound mind can make a will. How is a Will Made? Because a will is such an important document, certain formalities must be observed in the preparation and signing of a valid will. Only a document which satisfies all of the requirements imposed by law can be treated as an effective will: A will executed in Connecticut must be in writing. It must be signed by the person making the will. It must be signed in the presence of two witnesses who must sign in the presence of the person making the will. Is a Lawyer Necessary? The law does not require that Wills be written by a lawyer. However, the writing of a will is so important that it should be done by a professional. Only lawyers have the training and experience needed to advise clients on the subject, to make sure... read more

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